BETTER FINANCE Annual Report 2024
BETTER FINANCE Annual Report 2024 presents our efforts to empower individual investors and financial services users across Europe.
BETTER FINANCE Recommendations for Omnibus I (CSRD) Revisions
Read BETTER FINANCE’s recommendations for improving the European Commission’s “Omnibus I” reforms on sustainability reporting.
Principles for Transition Investing
We invite you to join us and other members in endorsing these principles and supporting the standardisation of transition-related engagement practices across European markets!
BETTER FINANCE Position on Transition Investing
An evaluation of the European Union’s current transition investing framework.
The Real Return of Long-term and Pension Savings | 2024 Edition
The 12th edition of BETTER FINANCE’s annual pension report uncovers the issues threatening the financial security of European pension savers.

BETTER FINANCE – The European Federation of Investors and Financial Services Users – advocates at EU level for the interests of all European citizens as users of financial services.

Established in 2009 in response to the financial crisis, we unite independent non-profit organisations across Europe to ensure that financial markets operate with integrity, transparency, and accountability, always prioritising the best interests of European citizens over industry stakeholders.

Learn More About BETTER FINANCE

Feeds

BETTER FINANCE @Better_Finance ·

14h 1965023012077609153

For everyday Europeans, the "journey" into the capital markets is far from being straightforward.

BETTER FINANCE has identified key challenges investors face and submitted recommendations to @ESMAComms

Read the article for a deep dive: https://betterfinance.eu/article/broken-investor-journey-better-finance-esma/

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BETTER FINANCE @Better_Finance ·

2 Sep 1962860226643718460

BETTER FINANCE has submitted its response to the @EU_Commission’s targeted consultation on supplementary pensions.

✅𝐎𝐮𝐫 𝐦𝐞𝐬𝐬𝐚𝐠𝐞 𝐢𝐬 𝐜𝐥𝐞𝐚𝐫: EU policymakers must put the long-term interests of citizens at the centre of Europe's supplementary pension framework.
👇

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BETTER FINANCE @Better_Finance ·

26 Aug 1960339832829325501

How financially in control are Europeans in 2025? Our joint report with EFPA reveals eye-opening insights.

With over 14k responses from 10 🇪🇺 countries, research showed that Europeans feel only a moderate sense of control over their finances.

⬇️

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BETTER FINANCE @Better_Finance ·

26 Aug 1960339834678968826

👍88% report long-term planning

👎Yet only 45% understand their average monthly spending.

And just 28% say they never run out of money before payday. Around 10% rely on bank overdrafts to get by.

⬇️

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Events

Tue 30

Financial Literacy and Advice: Driving Confidence, Protection and Wellbeing

September 30 @ 9:30 am - 1:30 pm CEST

Brussels

Belgium

Organisers: BETTER FINANCE

+32 25 14 37 77

and EFPA Europe

What We Do?

Representation & Advocacy

Information & Protection

Market Integrity & Transparency

Improved Financial Supervision

Find Out How We Drive Policy Change

Our Policy Work

Retail Investment and Capital Markets

Promoting fair access to capital markets for individual investors, improving transparency in financial products, and safeguarding against mis-selling. We work to simplify investment choices and reduce barriers to retail participation in equity markets.

Sustainable Finance and ESG Investing

Defending the rights of citizens to trustworthy and non-misleading information about sustainable investments. We strive to ensure that Environmental, Social, and Governance (ESG) products deliver real impact and are not used for greenwashing.

Financial Consumer Rights and Protection

Advocating for effective consumer safeguards across financial services, including banking, insurance, and investment products. We aim to eliminate conflicts of interest, enhance product comparability, and strengthen redress mechanisms for consumers.

Financial Supervision and Regulatory Governance

Monitoring and influencing the effectiveness, independence, and accountability of financial regulators and supervisory bodies at both national and EU levels. We support governance reforms that put users’ interests at the heart of regulation.

Pensions and Retirement Savings

Ensuring transparency, cost-effectiveness, and long-term value in pension products. We advocate for fair treatment of pension savers and push for public and private pension systems that deliver adequate and sustainable retirement income.

Digital Finance and Innovation

Engaging with the evolving landscape of fintech, robo-advisory, crypto-assets, and digital platforms. We push for innovation that benefits investors without compromising on transparency, security, or consumer protection.

Check Our Publications

Policy & Research

02/09/2025 Consultations

Press Releases

11/08/2025

Articles

04/09/2025

Do you want to stay updated with our latest news & events?

Subscribe to Our Newsletter

BETTER FINANCE ASBL is registered in the EU Joint Transparency Register under registration n° 24633926420-79.

Feeds

Events

What We Do?

Representation & Advocacy

Information & Protection

Market Integrity & Transparency

Improved Financial Supervision

Our Policy Work

Retail Investment and Capital Markets

Sustainable Finance and ESG Investing

Financial Consumer Rights and Protection

Financial Supervision and Regulatory Governance

Pensions and Retirement Savings

Digital Finance and Innovation

Policy & Research

Press Releases

Articles

EuroInvestors

EuroFinUse